February 2019 - Finance and the challenge of  digital technology 
                Issue editor: Jean-Bernard  Mateu with the cooperation of Cercle Turgot 
                 
  
                Foreword:  Jean-Bernard MATEU 
                
                Arenium Consulting 
                 
                1 - Technology and disruptive uses in finance 
                  
                Finance and artificial  Intelligence: From an industrial to a human revolution ‒ Rethinking everything 
                Jean-Philippe Desbiolles,  
                IBM Watson Group 
  
                Data in the banking  sector 
                Laurence Le Buzullier, 
                founding partner of Arenium  Consulting 
  
                Cryptocurrencies: What  are they good for? How do they work? 
                Arthur BREITMAN  
                Tezos 
  
                 The impact of the  Interet of things on financial services: The case of insurance 
                Patrick DURAND  
                  and  
  Laurent FÉLIX  
  Wavestone 
                 
                2 - The viewpoint of traditional players 
  
                Digital technology: What  risks and opportunities for insurers? 
                Thierry Martel,  
                general manager of Groupe  Groupama 
  
                Digital agility in  financial firms 
                Emmanuel  YOO  
                Orange 
                  
                Banks in the throes of  change 
                Nicolas Denis,  
                Crédit Agricole Normandie-Seine 
  
Investment banking: New  paradigms and new forms of technology 
                Laurent-Olivier Valigny,  
                Groupe HSBC 
 
                3 - The viewpoint of new players 
  
                The digital economy is  storming finance 
                Alain Clot, 
                founding president of France FinTech  and senior advisor at EY 
  
                Fintechs and banks:  Cooperation and coopetition 
                Dominique Chesneau,  
                Tresorisk Conseil 
  
                Crowdfinancing, a new  way to finance small and medium-sized companies 
                Olivier Goy,  
                October 
  
                Margo Bank, a European  bank devoted to a new generation of small and medium-sized businesses 
                Jean-Daniel Guyot,  
                CEO de Margo Bank 
 
                4 - Risks and regulationsRisques et régulation 
  
                Personal finance  management programs, a new stimulus to banks 
                Rémi Steiner,  
                Conseil Général de l’Économie 
                  
                Applying artificial  intelligence to finance: Contractual issues and liability 
                Marie Danis, 
                   associate attorney, Cabinet August Debouzy,  
                  Charles Bouffier,  
                  senior attorney, Cabinet  August Debouzy,  
                  and  
  Thomas Feigean,  
  Cabinet August Debouzy 
  
                Technology at the  service of market oversight 
                Iris Lucas,  
                Autorité des Marchés Financiers (AMF) 
  
                Regulation and  supervision in relation to fintechs and the digital revolution 
                Pierre Bienvenu,  
                Fintech-Innovation at ACPR ‒ Banque de France 
 
                Miscellany   
                Regulating finance in  the 21st century 
                François Valérian,  
                engineer from the Corps des Mines, Conseil Général de  l’Économie 
  
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